A NSW Government website

NSW Government
Rural Assistance Authority

Sporting and Recreation Clubs and Associations

Sporting and recreation clubs and associations directly affected by a declared natural disaster may be eligible for a low interest loan of up to $10,000 to support recovery.

The concessional loans can assist with costs associated with clean up, removal of debris and/or the restoration of essential facilities, equipment or other assets that have been damaged or destroyed by a natural disaster.

Visit the Declarations page to check that your Local Government Area (LGA) has been declared for a natural disaster event.

Applications must be lodged by the relevant close date listed for the disaster event and your LGA on the Declarations page.

Please refer to the program guidelines for details, including eligibility criteria.

Program guidelines




Loan overview

Loan amount: 
$10,000 maximum.

Loan term: 
Up to 5 years (depending on the amount borrowed and repayment capacity).

Interest rate:
2023-24 Natural Disaster Declarations: 2.79% per annum
2024-25 Natural Disaster Declarations: 3.14% per annum.

Fees and charges:
Security searches and registration fees will be applied.
There are no ongoing fees or charges.

Security: 
Security will be considered at the RAA's discretion.

Please refer to the program guidelines for details.

Program guidelines

What you will need to apply

When you lodge an application for a loan, you will need copies of the following documents:

  • Last three years balance sheets and financial statements of the sporting club or association (these include profit and loss statements, trading account and depreciation schedules)
  • Quotes, estimates, tax invoices or receipts for repair or replacement of damaged assets and/or additional materials used in the clean-up
  • Photographs of damages or debris
  • Proof of charitable or sporting and recreation club or association status
  • Minutes of meetings or an annual general meeting held during the previous 12 months
  • A copy of the sporting and recreation club or association’s insurance policy
  • Confirmation of bank details, such as the front page of a bank statement showing the account name, BSB and account number.

Please refer to the program guidelines for details.

Program guidelines

Apply now

Before commencing your application, please ensure you have thoroughly read and understood the program guidelines. The version of the program guidelines published on the date you submit your application apply.

Please ensure you download and save, or print, a copy of the program guidelines for future reference.

The online application form has been designed to make the process as simple as possible. We recommend that you have all scanned documents ready to upload before starting the process. We also recommend that you use the Google Chrome browser when applying online.

Need help?

If you have any questions about the program, please contact the NSW Rural Assistance Authority (RAA) by calling 1800 678 593 or emailing rural.assist@raa.nsw.gov.au.

If you are experiencing any issues completing the form, free confidential assistance is available from your local Rural Financial Counselling Service (RFCS). For more information, visit the RFCS website or call:

  • Northern region: 1800 344 090
  • Southern and Central region: 1800 319 458


Grants for sporting and recreation clubs and associations

Further assistance may be provided to sporting and recreation clubs and associations for clean-up and removal of debris. A grant of up to $2,000 is available to any single applicant from NSW Treasury. To obtain an application for the grant assistance, please contact NSW Treasury via e-mail on natural_disasters@treasury.nsw.gov.au.